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Built for Australia's AML/CTF Act & Tranche 2 (2026)

Replace Spreadsheets & Disconnected Tools With a Full AML Operating System.

Audit ready AML/CTF compliance across the entire client lifecycle, from onboarding to ongoing monitoring and reporting. Purpose built for AUSTRAC regulated firms.

app.cleartrace360.com.au/dashboard
ClearTrace AML Platform, Live
2,847
Clients
12
High Risk
34
Pending
Recent Screenings , tap a client to expand
JDJames DavidsonIndividual · Onboarded todayCleared
No matches found. Screened against OFAC, UN, DFAT, EU & UK HMT.
Risk score
Low (22/100)
PEP
No match
Adverse media
0 results
SRSarah ReevesCompany director · Review pending2 Flags
2 potential matches require analyst review.
Risk score
Medium (54/100)
PEP
Possible, domestic
Adverse media
2 results (AI confidence 61%)
MPMitchell ParkIndividual · EscalatedReview
Sanctions match flagged. Assigned to compliance analyst.
Risk score
High (81/100)
Sanctions
Possible OFAC SDN (78%)
Action
EDD workflow initiated
ACAnna ChenTrust beneficiary · VerifiedCleared
No matches found. UBO chain fully verified.
Risk score
Low (18/100)
PEP
No match
Adverse media
0 results
AUSTRAC Aligned Workflows ISO 27001:2022 Aligned Team Australian Privacy Act Audit Ready Records
Tranche 2 AML/CTF Reforms, 2026. Designed for upcoming AML/CTF obligations affecting Australian accounting, legal, and real estate firms under Tranche 2 reforms. Hundreds of new reporting entities must be compliant by 2026. Is your firm ready?
What Is ClearTrace?

Not a Screening Tool. A Full AML Operating System.

ClearTrace replaces the patchwork of spreadsheets, manual processes and disconnected point tools that most Australian firms use today, with a single, end to end AML/CTF operating system.

ClearTrace Enables
  • Full client lifecycle AML, onboarding to ongoing monitoring
  • Automated risk scoring updated continuously as data changes
  • Real time sanctions, PEP and adverse media screening
  • Structured compliance workflows your whole team can follow
  • Ongoing monitoring with instant alerts on risk changes
  • Tamper proof audit records ready for AUSTRAC at all times
  • Centralised AML operations across your entire firm
ClearTrace Replaces
  • Manual KYC spreadsheets and paper client files
  • Disconnected point tools for PEP and sanctions screening
  • Fragmented, per employee risk assessments
  • Ad hoc onboarding emails and document chasing
  • Compliance monitoring done at review time, not in real time
  • Unstructured audit preparation every time AUSTRAC asks
  • No defensible evidence trail for compliance decisions
How ClearTrace Works

AML Compliance Across the Entire Client Lifecycle

A structured operating system that takes every client from first contact through to ongoing monitoring, with a complete, auditable trail at every step.

1

Onboard

Guided KYC/KYB digital onboarding for individuals, companies & trusts

2

Verify

Document verification & identity checks with OCR extraction

3

Screen

Sanctions, PEP & adverse media screening across global lists

4

Risk Score

Multi factor risk rating updated continuously as data changes

5

Monitor

Real time alerts on PEP changes, sanctions updates & adverse media

6

Audit Trail

Every action logged immutably, audit ready for AUSTRAC at all times

Platform Capabilities

Everything Your Firm Needs for AML/CTF Compliance

Audit ready compliance across the entire client lifecycle, purpose built for Australian reporting entities.

📄

KYC & KYB Verification

Verify individuals, companies, trusts and partnerships. Automated OCR extracts Name, DOB, Address and Document Number.

🛡

Sanctions Screening

Screen against OFAC, UN, DFAT, EU and UK HMT lists. Fuzzy match and AI assisted review eliminate false positives.

📊

Risk Assessment Engine

Auto calculate risk scores based on geography, entity type, industry, PEP status, delivery channel and behaviour.

🌍

PEP Screening

Continuous screening against domestic, foreign and international PEP databases. Auto alerts on status changes.

🔔

Ongoing Monitoring

Monitor client changes, sanctions refreshes and adverse media in real time. Alert your compliance team instantly.

🔒

Audit Ready Records

Every action, decision and document access logged immutably. Your AUSTRAC evidence trail is always ready.

Risk Based Approach

Risk Ratings That Trigger the Right Level of Due Diligence

Every client is scored and continuously re rated. Watch the level dictate the workflow.

Low

Standard CDD

Medium

Enhanced Review

High

EDD Required

Extreme

Escalate Immediately

Why It Matters

Three Outcomes Every Compliance Leader Needs

70%

Reduction in analyst time spent on manual KYC and onboarding tasks

100%

Audit ready evidence trail, zero scramble when AUSTRAC asks

1

Platform to centralise onboarding, screening, monitoring and reporting

Security & Trust

Enterprise Security. Australian Data Residency.

ClearTrace is designed to operate without storing customer identity documents or sensitive PII wherever possible. Compliance workflow data is retained only as required by law, and all data is hosted in Australia.

🔒
ISO 27001:2022 Aligned TeamInformation Security
🌏
AU Data ResidencyHosted in Australia
🔑
End to End EncryptionAES-256 + TLS 1.3
📝
Audit Ready LogsImmutable, Tamper Proof
Industries Served

Built for Every Reporting Entity

Including sectors newly captured under Australia's 2026 Tranche 2 AML/CTF reforms, accounting, legal, and real estate.

🏢Accounting Firms
📈Financial Advisers
🏗Real Estate Agencies
Legal and Conveyancing Firms
💼Wealth Management
Customer Success

Trusted by Compliance Leaders

★★★★★

"ClearTrace replaced our entire KYC spreadsheet system. What took three days now takes minutes. Our AUSTRAC evidence trail is always ready."

KLKaren LiuChief Compliance Officer, Meridian Financial
★★★★★

"As an accounting firm we needed a full AML operating system, not another point tool. ClearTrace handles the entire lifecycle in one place."

RMRobert MaloneManaging Partner, Malone & Associates
★★★★★

"The sanctions screening accuracy is exceptional. We reduced false positives by 85%, and have full audit ready records for every decision."

SNStephanie NguyenHead of AML, PacificEdge Lending
ClearTrace supports audit ready record keeping, client due diligence, and ongoing monitoring workflows aligned to the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth). ClearTrace is a technology platform, it does not provide legal or regulatory advice. Firms remain responsible for their AML/CTF Program.

Ready to Replace Spreadsheets With a Real AML Operating System?

Join firms already using ClearTrace to reduce compliance effort, eliminate audit risk, and centralise AML operations, built for 2026 and beyond.

Powered by AccSource 18+ Years Compliance Experience ISO 27001:2022 Aligned Team Australian Owned & Operated Data Hosted in Australia

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